COMING SOON-Welcome Home to Temeku Hills! Enjoy morning coffee or evening happy hour from your serene garden-like backyard overlooking the golf course. This 3 bedroom 2.5 bath
Fisher Pono Realty Group Lenders
About
Kolby has been in the mortgage industry since 1987. He has consistently been a top producer in his field, and specializes in Conventional, FHA, and VA Loans. He utilized his knowledge and reputation to establish Coastal Cities Mortgage in 1998, which was ranked as one of the top mortgage companies in San Diego from 2005 to 2008 by the San Diego Business Journal. Here at APM, he serves as branch manager—and looks forward to helping you and your clients achieve their dreams today.
Education/Personal
Kolby graduated from Cal State Northridge in 1984 with a Bachelor of Science in Business, obtained his California Real Estate Brokers License 1998 and his Sales License in 1989. He has 4 children and a beautiful wife of 26 years. Kolby enjoys surfing at the beautiful San Diego beaches. He also likes to keep active by engaging in running, basketball, and skiing.
Branch Manager
Kolby Gibson
NMLS #324487 | CA BRE #01029518
Branch Manager • Encinitas CA Branch
Testimonials
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Mark did a superb job in our most recent home purchase. This was my third home purchase, and the experience from start to finish, was far better than our prior purchases. My wife and I are extremely happy with Mark and the service we received from him during our home purchase. Mark is honest, motivated, knowledgeable, hardworking, and responsive. His utilized his real estate knowledge to help us get a great deal and ensure the purchase process was quick and smooth. In addition, the entire team at Fisher Pono Realty Group was great to work with. They are all professional and responsive. We really appreciated the rental analysis they performed on our properties to ensure we were asking a fair price for our rentals. We look forward to sending new clients your way and will definitely be return customers when the time comes.
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- Houtan M.
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I can't say enough positive things about Fisher Pono Realty Group. This was my first time going through the rigorous process of buying a home, yet, the team of professionals at Fisher went above and beyond of what i expected. Their expertise and knowledge in the real estate market is like no other. I want to give thanks to Ana, Ryan and Joshua for your support and professionalism. I'd also like to give a special thanks to my agent Austin! Your negotiation skills, knowledge, and outstanding commitment to duty should be commended. I could not have gotten a better place without your help.
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- Ron F.
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Josh made my first home purchase a breeze. He was always available to answer any questions and did a great job of walking me through the process. Definitely makes you feel like you have a personal realtor, and you're not just another client. Josh even makes sure to follow up after closing a few times to make sure everything is going okay. I appreciate all his help and will be relying on Josh and his team for all of my future real estate needs.
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- Mark P
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My wife and I wanted to sell our home and purchase a new one. We used the Fisher Pono Team to help us do that. Within 24 hours of us placing the home for sale online we had an offer for the house and with the negotiation skills of the Fisher Pono team we got 10k more than we were asking. When I called, they answered. When I needed something done, they did it. When I had a question, they had an answer or at least told me they did not but made sure i had the answer asap. When I wanted to see a home they asked what time I wanted to go. These guys were better than i ever expected. I think Fisher Pono Realty Group Should stand for. Fantastic In Sales Honest Excellent Realtors Phenomenally Outstanding Negotiating Operators Realty Group
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- Paul L.
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We are a retired Navy family living in another state. We had a home in San Diego that we needed to sell. Josh was referred to us and we could not have been happier with his and his team's services. Josh even worked with our tenant and prepped our property for pre-marketing and open houses. Within days we had several offers from which to choose. He remained in contact with us throughout the process. While he was always the consummate professional he also treated us like friends. You can have full confidence in working with Josh and his team.
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- Stacy S.
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Joshua Pono and his team are amazing. He helped us with a seamless transition of selling our condo and buying a horse property. After a rough start with another realtor who just couldn't get our condo sold, we switched to Joshua and we couldn't have been happier. Very professional, great guy, hard working and won't let you down!
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- Nicole G.
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Working with the FisherPonoRealtyGrp Staff (Josh & Austin) was a great experience. Our home went into escrow without an open house above listing price $$$. The whole transaction went very smoothly. They also helped my husband and I get into our new home. Josh made sure we did not rush into anything we didn't absolutely love. Once we found our home Austin worked late hours to make sure our offer stood out above the rest. We got it!!! Thanks guys!!
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- Stephanie A.
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"In March 2016 we put our house up for sale. We had dealt with multiple agents throughout the year. Everyone was nice and helpful but there were no results. Finally, we had a call from the Fisher Pono Group and we decided to give them a try. Austin Fisher and Joshua Pono worked with us on a daily basis giving us daily updates on their progress. We saw a significant difference in the way they executed their marketing techniques in compared to other realty agents. We were quite impressed to their commitment in continuously adding new methods to get the sale completed. They followed through in everything they told us they would do. They delivered quick results with all cash offers. Within one month, our house was finally sold. They were very professional, honest and great character. We recommend the Fisher Pono Realty Group to anyone who wants their house sold quickly. We were so impressed how well they handled the entire process. Put your house in their hands, you won't regret it!!"
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- Liz and Mike A.
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"Josh is an amazing agent and I cannot recommend him more highly. We presenting him with a challenging situation in which we had to sell within a very small window to meet a contingency for a new build, and we had to make a certain profit. Although he is not local to Riverside County, he came researched and prepared to discuss strategies for selling our home in our market. We had equally challenging buyers, and he was confident, patient, and helpful throughout the entire process. As we were moving halfway across the country, starting new jobs, planning a wedding, and modifying child custody orders, Josh did his best to shield us from as much as possible, which we truly appreciated. He managed to make a stressful experience a little less stressful with his talent and skills. I would recommend him to anyone I know!"
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- Megan M.
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"I was very happy with Josh and Austin in my condo transaction. They were very skilled and professional I would and have recommend them. They were extremely responsive to all potential issues and got me the top price for my condo. The transaction went smoothly and quickly. Their negotiating skills are top notch!"
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- Janet L.
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"Highly recommended! After a frustrating year on the market, I was ready for a break from the empty promises. Josh and Austin patiently listened to my rant about not lowering the price after two weeks. Josh turned to me and with a straight face ask if It would be ok if they sold it for more? Needless to say that broke the tension. These guys are hard workers, they did everything they said they would do. The write-up was awesome and the manic the photographer created was above expected. They did a great job and we would highly recommend them for anyone looking to sell their home! Btw they did sell our home in less than two weeks and totally unexpected they sold for more! When selling your home give these guys a chance, they are refreshing agent in an industry that for the most part is lacking!"
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- Jim and Debbie B.
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We had limited time and a very hectic schedule to work with, but Fisher Pono Realty was not phased! They had endless homes to show us as well as suggestions and knowledge about each one, what the positives and negatives would be, and they were always excited! We felt like we could be honest with them, and that they took our concerns and wants into consideration.
They made the process so easy we ended up in our dream home in about a month- and it wasn't even on the market! On top of all this, my husband’s work schedule requires quite a bit of travel, so they recommended a mortgage company that would work with us and make it super easy to get everything taken care of in a timely manner! Even after we moved in, they continued to check on us, answer questions, and help us celebrate our new home!!
100% will use them again (someday!) and send all of our friends their way!
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- Nicole and Cody R.
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We used them to buy a house in Rancho Bernardo. They always responded to our calls and texts. They arranged their schedules to fit ours. They helped us get a good deal on a beautiful home. If we ever move again, we will definitely use them again. We highly recommend them!
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- The Mannino Family
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We had such an enjoyable experience with them. They made the house hunting process fun, they were always positive, they would respond immediately to questions/concerns, and always had a solution to every problem. The whole time, they kept telling us: “It will work out, don’t stress. Let us stress. That’s our job”. Even when we were ready to give up, dismayed by the houses on the market, they pushed us to look at one more house – and that “one more house” ended up being THE house. It fit our family perfectly and with Josh and Austin’s considerable help, our offer was accepted.
That’s what makes Fisher Pono Realty Group truly unique: Their mission is to make the buying experience as stress-free as possible. We needed a home inspection but didn’t know anyone in the area, they recommended a guy and scheduled it. Time after time: roofing inspection, foundation inspection, plumbing/sewer inspection – they found us quality professionals with established credentials and took care of everything. Even after we got our house and wanted to remodel a part of the home before we moved in, they recommended a phenomenal general contractor who we continue to call back for various other projects around the house.
Josh and Austin are a fantastic team and are truly a dynamic duo. Austin brings the facts/hard data background and Josh brings a background of general contracting. I would recommend these realtors to any type of personality, any type of housing situation, and anyone just looking for a great house-buying experience.
We couldn’t be happier and feel exceptionally lucky these guys found us!
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- Christa and Sean O.
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"Austin and Josh are extremely knowledgeable in every aspect of buying and selling. We had a very hard loan process and they were there with us acting as our liaison to our lender and seller which took some stress off of us. If I expressed all the great things about them, this would be a very long review! I highly recommend them!"
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- Toniann and Stefan W.
About Fisher Pono Realty Group
Our goal with in the Real Estate industry is to educate our clients on the buying and selling process. With over 15 years of experience in this industry (including construction, Real Estate marketing, coaching, negotiating and sales); We have the know-how, desire, and passion to work hard for each and every client. Joshua Pono CalBRE# 01885775Latest Blog Posts
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Areas We Cover
- Alpine
- Bonita
- Bonsall
- Borrego Springs
- Boulevard
- Campo
- Cardiff
- Cardiff By The Sea
- Carlsbad
- Chula Vista
- Coronado
- Del Mar
- Descanso
- Dulzura
- El Cajon
- Encinitas
- Escondido
- Fallbrook
- Imperial Beach
- Jacumba
- Jamul
- Julian
- La Jolla
- La Mesa
- Lakeside
- Lemon Grove
- Mt Laguna
- National City
- Oceanside
- Pala
- Pauma Valley
- Pine Valley
- Potrero
- Poway
- Ramona
- Ranchita
- Rancho Santa Fe
- San Diego
- San Marcos
- San Pasqual
- San Ysidro
- Santa Ysabel
- Santee
- Solana Beach
- Spring Valley
- Tecate
- Valley Center
- Vista
- Warner Springs
